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Normal Payment Scheme (NPS)

Also known as progressive payment scheme, this scheme allows you to service your loan via monthly instalments progressively as the property is being built.
StagePayment Under A Standard Payment Scheme (% Of Purchase Price)
Upon the grant of Option to Purchase5%
Upon signing of the Sale & Purchase Agreement or within 8 weeks from the Option date15%
Completion of foundation work10%
Completion of reinforced concrete framework of unit10%
Completion of partition walls of unit5%
Completion of roofing/ceiling of unit5%
Completion of door sub-frames/ door frames, window frames, electrical wiring, internal plastering and plumbing of unit5%
Completion of car park, roads and drains serving the housing project5%
Notice of Vacant Possession (TOP)25%
On Completion date15%